Settling on your dream home doesn't have to be a nightmare if you're prepared, understand
the process and have Security Title on your side. To help your settlement run
smoothly, here are a few details you will need to know.
Tips on buying a home
Provide our agent with a legible copy of your
ratified contract so we can get to work on it and identify any potential
Send your new Homeowners Policy to your lender at
least one week prior to settlement.
Tell our agent immediately if a Power of Attorney will
be used since this must be approved prior to settlement.
Contact our agent if your lender requires payment of
any Consumer Bills before settlement.
Work out any repair controversies before
Bring a picture I.D. to settlement.
Review all settlement and title insurance documents
with your realtor or attorney
Have estimated closing costs prepared by our agent
or your realtor
Bring a Certified or Cashiers Check for any settlement
costs due to settlement. Make this check payable to yourselves. Also bring a
personal check in case the charges are more than anticipated.
Bring proof of fire insurance and policy payment
Be sure that the title deed is properly
Understand the financing package that is making
your home purchase possible.
Contact all appropriate utilities to have future
bills sent to you.