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PA Spring Seminar, May 10, 2017

MD Annual Spring Seminar, May 11, 2017

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Consumer Services

Seller Tips

To assist you in the successful sale of your home, we've prepared a few handy tips to help get you to the settlement table with no surprises.
 
Tips on selling a home
  • Provide our agent with the names, addresses and account numbers of all outstanding Mortgages or Home Equity Loans on the property.
  • Do not make additional withdrawals from your Home Equity Loan close to settlement.
  • The Termite, Septic and Well Certifications (if applicable) should be sent to the lender at least one week prior to settlement.
  • Do not pay your water bill within 2 weeks of settlement.
  • Contact our agent immediately if: you will need the Deed pre-signed or if a Power of Attorney will be utilized.
  • In case of death of one or more sellers, a copy of the Death Certificate will be needed.
  • Provide our agent with any unrecorded instruments that potentially affect the title.
  • Notify your lender of your intention to pay off your FHA loan at least 30 days prior to settlement.
  • If the property is subject to Ground Rent, provide our agent with the name, address and telephone number of the Ground Rent Owner.
Settlement Checklist
  • Picture I.D.
  • Review all settlement and title insurance documents with your realtor or attorney.
  • Obtain a current payoff statement for all outstanding mortgages.
  • Bring all current warranties on home equipment and appliances.
  • Bring bills for any unpaid taxes, utilities or assessments.
  • Obtain evidence of all inspection requirements as stated in the Contract of Sale.
  • Provide evidence of release of any liens, judgments or mortgages that were paid prior to the closing.
  • Bring your keys.