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Privacy

INTERNET PRIVACY POLICY

Your privacy is a very important issue to us. We have prepared this Internet Privacy Policy to inform you what personally identifiable information is collected and how that information is used.

  1. This Policy covers the treatment of personally identifiable information collected by The Security Title Guarantee Corporation of Baltimore (the Company) when you visit its site and when you use its services. This policy also covers the Company’s treatment of any personally identifiable information shared between the Company’s business partners and the Company. This policy does not apply to the practices of companies that the Company does not own or control, or to people that the Company does not employ or manage.
  2. The Company collects personally identifiable information when you register with the Company to use our products and services. This information may include but is not limited to your name, address, phone number and e-mail address.
  3. The Company may also receive and record information on our server logs from your browser, including your Internet Protocol (IP) address and the page you requested.
  4. The Company uses information for the general purposes of fulfilling your requests for certain products and services and monitoring site usage.
  5. The Company will not sell, rent, barter or exchange your personally identifiable information to anyone.
  6. The Company will send your personally identifiable information to other people or entities when we believe in good faith that:
    1. You have consented to the sharing of information;
    2. We need to share your information to provide the product or service you have requested;
    3. We need to send the information to companies who work on behalf of the Company to provide a product or service to you;
    4. We respond to subpoenas, court orders or legal process; or
    5. Your actions on our site violate the Company’s terms of service.
  7. The Company does not use cookies in its site at this time.
  8. Since offerings and technologies change, we reserve the right to change, modify, add or remove portions of our Internet Privacy Policy at any time without prior notice. Please periodically review our Internet Privacy Policy for changes.
  9. If you have any questions, or would like further clarification, please contact our Customer Service department at webmaster@esecuritytitle.com.
  10. By using the www.eSecurityTitle.com web site, you consent to the collection and use of this information by the Company. Please check this page regularly for updates or changes.
  11. You may have additional rights under the Gramm-Leach-Bliley (GLB) Act. A copy of our Privacy Notice under the GLB Act is available here. To the extent that this Internet Privacy Policy contradicts the Privacy Notice, the Privacy Notice takes precedence over this Internet Privacy Policy.

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PRIVACY NOTICE

This Privacy Notice is provided on behalf of The Security Title Guarantee Corporation of Baltimore.

Congress recently passed the Gramm-Leach-Bliley (GLB) Act, which deals in part with how the financial services industry handles nonpublic personal financial information. Security Title recognizes that the foundation of our business is maintaining your trust and confidence. In order to provide you with the most effective and beneficial service, we must maintain information about you. Keeping that information secure and private is important to us. This notice is provided to you so that you may know how we collect information about you, the type of information we collect, what we may disclose to our affiliates and non-affiliated third parties, and the steps we take to protect personal information about you.

What We Collect

First, we must collect a certain amount of personal information about you in order to provide customer service, offer new products or services, evaluate claims, administer products, and fulfill legal and regulatory requirements. Therefore, as part of our servicing of your requests, we may obtain certain nonpublic personal information about you. This information includes facts and data that we receive from you, real estate agents, lenders, government agencies, and/or other authorized persons in varying manners, including but not limited to applications, company required forms, telephone calls, correspondence, claim forms and other processing forms; facts and data about your transactions with us, our affiliates or others; and facts and data we receive from consumer reporting agencies.

What We Share

Security Title is committed to maintaining the confidentiality of the personal information we collect. We welcome this opportunity to clarify our privacy policy for you.

With respect to the information we collect about you:

  • We collect and use the information to the extent needed to conduct our business and to meet our high quality service standards;
  • We restrict access to the information to authorized individuals who need to know this information to provide services and products to you;
  • We maintain appropriate safeguards to protect information about you;
  • We will verify that any persons requesting information about you or your relationship with us is entitled to such information prior to providing it.
  • We share nonpublic personal information about you outside our company only to service your request, or as authorized by you, or as required or permitted by applicable law;
  • We require any organization that provides assistance to us in administering or reinsuring contracts or providing services on our behalf to you to maintain the confidentiality of nonpublic personal information about you and not use such information for any other purpose; and
  • Our Privacy Policy does not allow non-affiliates to offer their products and services to you.
  • The law does permit us to share information about you with our affiliates, including insurance companies and insurance service providers. The law also permits us to share information about you with companies that perform marketing services for us, or other financial institutions that have joint marketing agreements with us. The information we share with our affiliates or service providers need not be directly related to our transaction with you.

    Security Title’s Privacy Policy applies, to the extent required by law, to its agents when they are acting on behalf of Security Title. Please note that there may be instances when these same agents may not be acting on behalf of Security Title, in which case they may collect nonpublic personal information on their own behalf, or on behalf of another. In these instances, Security Title’s Privacy Policy would not apply.

    If we change our privacy practices, we will provide you notice of all material changes. This privacy notice supersedes all previous notices with respect to matters described herein.

    It is our goal to ensure that all the information we collect is accurate and complete. Please notify us if you believe information is inaccurate.

    No Action is Required By You

    You do not need to do anything as a result of this notice. It is meant to inform you of how we safeguard nonpublic personal information about you. You may wish to file this notice with your insurance papers.

    We strive to maintain your confidence and trust.