This Privacy Notice is provided on behalf of
The Security Title Guarantee Corporation of Baltimore.
Congress recently passed the Gramm-Leach-Bliley
(GLB) Act, which deals in part with how the financial services industry handles nonpublic personal
financial information. Security Title recognizes that the foundation of our business is maintaining
your trust and confidence. In order to provide you with the most effective and beneficial service,
we must maintain information about you. Keeping that information secure and private is important to us.
This notice is provided to you so that you may know how we collect information about you, the type of
information we collect, what we may disclose to our affiliates and non-affiliated third parties, and the
steps we take to protect personal information about you.
What We Collect
First, we must collect a certain amount of personal
information about you in order to provide customer service, offer new products or services, evaluate
claims, administer products, and fulfill legal and regulatory requirements. Therefore, as part of our
servicing of your requests, we may obtain certain nonpublic personal information about you. This
information includes facts and data that we receive from you, real estate agents, lenders, government
agencies, and/or other authorized persons in varying manners, including but not limited to applications,
company required forms, telephone calls, correspondence, claim forms and other processing forms; facts
and data about your transactions with us, our affiliates or others; and facts and data we receive from
consumer reporting agencies.
What We Share
Security Title is committed to maintaining the
confidentiality of the personal information we collect. We welcome this opportunity to clarify our
With respect to the information we collect about
We collect and use the information to the extent needed to conduct our business and to meet our high
quality service standards;
We restrict access to the information to authorized individuals who need to know this information to
provide services and products to you;
We maintain appropriate safeguards to protect information about you;
We will verify that any persons
requesting information about you or your relationship with us is entitled to such information prior to
We share nonpublic personal
information about you outside our company only to service your request, or as authorized by you, or as
required or permitted by applicable law;
We require any organization that
provides assistance to us in administering or reinsuring contracts or providing services on our behalf
to you to maintain the confidentiality of nonpublic personal information about you and not use such
information for any other purpose; and
allow non-affiliates to offer their products and services to you.
The law does permit us to share information about you
with our affiliates, including insurance companies and insurance service providers. The law also permits
us to share information about you with companies that perform marketing services for us, or other
financial institutions that have joint marketing agreements with us. The information we share with our
affiliates or service providers need not be directly related to our transaction with you.
required by law, to its agents when they are acting on behalf of Security Title. Please note that there
may be instances when these same agents may not be acting on behalf of Security Title, in which case
they may collect nonpublic personal information on their own behalf, or on behalf of another. In these
If we change our privacy practices, we will provide
you notice of all material changes. This privacy notice supersedes all previous notices with respect
to matters described herein.
It is our goal to ensure that all the information we
collect is accurate and complete. Please notify us if you believe information is inaccurate.
No Action is Required By You
You do not need to do anything as a result of this notice.
It is meant to inform you of how we safeguard nonpublic personal information about you. You may wish to
file this notice with your insurance papers.
We strive to maintain your confidence and trust.